http://www.creditmortgagetalk.com Just another WordPress weblog Wed, 16 Jan 2008 21:18:59 +0000 http://backend.userland.com/rss092 en Many of us are good people and we like to think that everyone else is as well. However, those who rely on good people at the insurance agency to take care of them after an injury accident will only be taken advantage of. Insurance companies are not the "good people" ... http://www.creditmortgagetalk.com/after-an-injury-accident-contact-a-lawyer/ by April Capochino .left { float: left; } .right { float: right; } .fa_inline_ad { margin-top: 0; text-align: center; margin-bottom: 20px; margin-right: 10px; } #fa_square_ad.right { margin-top: 20px; margin-left: 20px; } html* #fa_square_ad.right { margin-top: 60px; float: none; } .fa_inline_ad h4 { margin: ... http://www.creditmortgagetalk.com/colleges-urge-students-to-consolidate-federal-student-loans/ It is very important that after a bankruptcy is discharged that the correct information is recorded on the credit bureaus! The attorney (if you used one) filing the paperwork for the bankruptcy does not automatically or necessarily amend the credit report! In most of the post bankruptcy credit reports I ... http://www.creditmortgagetalk.com/after-a-bankruptcy/ Credit Repair Services are available to consumers that want to repair their own credit and eliminate high cost attorney or credit counseling services. If you have little money and more time you may want to consider using a credit repair service and repair your own credit. Many people do not understand ... http://www.creditmortgagetalk.com/how-to-repair-your-credit-using-credit-repair-services/  am sure you have seen the ads, they go something like this “you are pre-approved for a $10,000 credit card with no credit check”. Then, after a lot of time and energy, you find out that you are actually approved for a $200 credit line, with $180 in fees, leaving ... http://www.creditmortgagetalk.com/unsecured-credit-cards-scam/ Credit score repair involves techniques for removing negative items from your credit report. These are the exact same methods credit score repair clinics and attorneys may charge up to $3,500 to perform. It is also possible to outsmart creditors who are damaging your credit score. 1. Many times the creditor does ... http://www.creditmortgagetalk.com/repairing-your-credit/ By Federal law, you are entitled to one free credit report per year directly from a credit-reporting agency only if you certify that: 1. You are unemployed and seeking employment in the next 60 days. 2. You are receiving public assistance. 3. You believe there are inaccuracies in your credit report due to ... http://www.creditmortgagetalk.com/when-you-can-get-a-free-credit-report/ With a bad credit and less than perfect credit history, getting a credit card with competitive features is not that easy. In this article we take a look at the 5 major drawbacks that come with a bad credit credit card. 1. High APR With a bad credit credit card the ... http://www.creditmortgagetalk.com/five-drawbacks-of-bad-credit-card/ Ability To Pay A method of working out the creditworthy-ness of a customer, by estimating how much he or she will have left to make payments on a loan or mortgage after other deductions have been made from gross income. Acceleration Clause Allows the lender to collect the balance of a loan if ... http://www.creditmortgagetalk.com/credit-and-mortgage-dictionary-a/ Bailiff A court official, who may repossess goods or property belonging to any person or business which fails to maintain their credit payments, and who does not come to any agreement to pay with their creditors. Bankruptcy The process of declaring an individual bankrupt. Bankruptcy remains on your credit rating for seven years ... http://www.creditmortgagetalk.com/credit-and-mortgage-dictionary-b/