After a Bankruptcy
It is very important that after a bankruptcy is discharged that the correct information is recorded on the credit bureaus! The attorney (if you used one) filing the paperwork for the bankruptcy does not automatically or necessarily amend the credit report! In most of the post bankruptcy credit reports I have reviewed there is seldom […]
How To Repair Your Credit Using Credit Repair Services
Credit Repair Services are available to consumers that want to repair their own credit and eliminate high cost attorney or credit counseling services. If you have little money and more time you may want to consider using a credit repair service and repair your own credit.
Many people do not understand the American credit system. The […]
Unsecured Credit Cards - Scam?
am sure you have seen the ads, they go something like this “you are pre-approved for a $10,000 credit card with no credit check”. Then, after a lot of time and energy, you find out that you are actually approved for a $200 credit line, with $180 in fees, leaving you with a whopping $20 […]
Repairing Your Credit
Credit score repair involves techniques for removing negative items from your credit report. These are the exact same methods credit score repair clinics and attorneys may charge up to $3,500 to perform. It is also possible to outsmart creditors who are damaging your credit score.
1. Many times the creditor does not re-verify in time or […]
When You Can Get A Free Credit Report
By Federal law, you are entitled to one free credit report per year directly from a credit-reporting agency only if you certify that:
1. You are unemployed and seeking employment in the next 60 days.
2. You are receiving public assistance.
3. You believe there are inaccuracies in your credit report due to fraud
4. Also if you have […]
Five Drawbacks Of Bad Credit Card
With a bad credit and less than perfect credit history, getting a credit card with competitive features is not that easy. In this article we take a look at the 5 major drawbacks that come with a bad credit credit card.
1. High APR
With a bad credit credit card the interest rates are reasonably higher. […]
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